Group Income Protection

Group Income Protection pays a proportion of employee’s salary if they are off work due to accident or illness for a prolonged period. Having Group Income Protection gives both employer and employee peace of mind during what can be a difficult time.


• Employer/employee relations are strengthened in that both feel supported by each other
• The company can provide financial assistance to employees at a reasonable cost
• The company can manage the cost of sickness and absenteeism more effectively
• The premiums for the policy enjoy tax relief on contributions
• Company pension scheme contributions and employer NI contributions can also be included
• The company can benefit from policy provider rehabilitation schemes


• Continued sick pay when it is really needed
• Support and reassurance from the company
• Rehabilitation scheme provided by the insurer
• No benefit in kind tax penalties

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